About Money Under 30 - Welcome!
Money Under 30 is an independent personal finance site providing free advice for young adults wanting to make informed decisions about where their money goes.
We understand the struggle; we’ve been there.
Money Under 30 has everything you need to know about money, written by real people who’ve been there. This site was founded in 2006 by David Weliver, who dug himself out of more than $80,000 in debt in just three years.
If you’re in over your head too, we can help!
Maybe you’re here because after you pay rent and buy groceries, you struggle to save anything at the end of the month.
Maybe you think you should start building credit—but you’re afraid to apply for a credit card.
Or you’re looking to buy a new car or your first house, and you don’t really know where to start.
Regardless of what brought you here, you’re in the right place. And you’re not alone. Young people are struggling right now, and mostly for reasons outside their control. We’re here to help you take back some of that control.
How can we help you?
We can’t make college cheap again, but we can show you how to borrow less while you’re in school and maximize your student loan repayment once you’re out.
We can’t change laws that allow landlords and employers to turn you down because you don’t have credit, but we can help you understand how your credit score works, how to build a better one, or where to go to get your first credit card or a card that can help you rebuild credit.
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Who we are:
David Weliver, Founder
David founded Money Under 30 in 2006 as a way to document his efforts to pay off $80,000 of debt, and to provide a free resource to help young adults make financial decisions with confidence. David is a graduate of Bates College and worked previously at SmartMoney Magazine in New York.
He now lives in Maine with his family.
Rebecca Greig, Managing Editor
Rebecca Greig is the managing editor of four finance and investing titles including Money Under 30.
Following a degree in politics from Cambridge University and a Masters in journalism, she has worked across TV and print, including the BBC, Al Jazeera English, Newsweek and reported from Mongolia, Nepal, Israel and the Palestinian Territories.
Christopher Murray, Senior Editor
Chris received a BA in English Literature and Gender Studies from Smith College.
He now lives in Augusta, Maine with his husband where he spends his free time watching reruns of The X-Files and dreaming of traveling in a refurbished VW Bus while writing the next Great American Novel.
A note about how we make money.
As you may have noticed, our site isn’t littered with ugly pop-up ads, and you can scroll through our posts with little to no interruption. We also don’t charge a subscription fee, for either the site or our newsletter.
We can do that because we get most of our revenue from affiliate partnerships. We partner with a variety of companies, including banks, startups, and insurance brokers. When you click on a link on our site and open up a credit card or an investment account, we get a commission. (Thank you!) It allows us to keep creating valuable content and to pay our talented writers and staff.
Our affiliate partnerships do not affect our content—if we don’t like something, we say so. (See here.) And we’d never partner with a company whose product we didn’t think was worth your time. You’ll never see links to payday lenders, fee-heavy prepaid cards, or other predatory products.
We do, however, have partnerships with several banks, the big bad of the current era. We understand our readers’ reservations about banks (and we share many of them) but we also believe that banks and their products can be useful tools in building credit and wealth—provided you have the right information. We aim to provide that information as clearly as possible so you can make an informed choice, whether you use our links or not.
We want to hear from you!
Questions? Story ideas? Learn how to get in touch with the Money Under 30 team.